As the International Cooperative and Mutual Insurance Federation (ICMIF) begins its centenary celebrations on Monday 25 April to mark the Federation’s inception in Rome on the same date back in 1922, Hilde Vernaillen the current President and CEO of one of its founding members, the P&V Group (Belgium) reflects on how ICMIF has grown from a group of five European mutual and cooperative insurers to more than 200 member organisations in 61 countries, representing USD 247 billion in premium income and USD 2 trillion in total assets.