ICMIF member, Royal London (UK), has introduced a series of changes to its mental health underwriting philosophy. The changes improve outcomes for members and are part of its commitment to regularly enhance the most common areas of underwriting disclosure.

Royal London has a strong track record in underwriting clients with a mental health condition; from its proposition to cover customers that struggle to obtain cover elsewhere in the market, to its primary underwriting philosophy which results in 89% of customers being offered a standard terms decision for Life Cover.